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Accurate Giant Credit Union Branch — Personal Banking
Personal Banking

Banking built around you.

Susu savings, current accounts, funeral loans, salary advances, fixed deposits and more — all under one roof at Accurate Giant Co-operative For Development Society Limited.

Our Personal Banking Services

Every product is tailored for the financial realities of our community in Adansi-Asokwa, Obuasi, New Edubiase, and beyond.

Current Account
Current Account
Flexible day-to-day banking with zero hidden charges

Current Account

Our Current Account is designed for individuals who need a reliable, accessible account for their everyday financial transactions. Whether you are paying bills, receiving your salary, or transferring money to family, our current account gives you the freedom to move money easily and quickly.

  • No hidden charges or maintenance fees
  • Easy deposits and withdrawals at any branch
  • Access to mobile money top-ups and transfers
  • Linked to salary and loan facilities
  • Statement available on request

Ideal for salary earners, traders, civil servants, and anyone needing an accessible transaction account.

Apply for Current Account
Savings Account
Savings Account
Earn competitive interest while building your future

Savings Account

A savings account with Accurate Giant Co-operative For Development Society Limited helps you grow your money steadily. We offer highly competitive interest rates so that every cedi you save works harder for you. Whether you are saving for school fees, a wedding, or a business, we help you get there faster.

  • Competitive interest rates on all balances
  • No minimum balance requirement to earn interest
  • Flexible deposit schedule — daily, weekly or monthly
  • Safe, insured, and customer-owned cooperative
  • Can be used as collateral for loans

Perfect for individuals, families, and students who want to save consistently and grow their money.

Apply for Savings Account
Susu Account
Susu Account
The trusted daily savings system, now safer and more reliable

Susu Account

The Susu Account is our most popular product, rooted in the beloved Ghanaian tradition of daily savings. Instead of keeping cash at home, you deposit small amounts every day or week into your secure Accurate Giant Susu account. At the end of your agreed cycle, you receive your full savings, ready to use for any purpose. Our Susu system eliminates the risks of traditional Susu (theft, collector fraud) and adds the benefit of security and record-keeping.

  • Daily, weekly, or monthly contribution cycles
  • Safe and secure — no risk of collector absconding
  • Full transparency with official receipts and records
  • Accessible at all our branches in Adansi-Asokwa, Obuasi, New Edubiase, and Adiembra
  • Option to roll over savings into a fixed deposit

Ideal for market traders, artisans, farmers, and anyone who earns daily or irregular income and wants to save consistently.

Apply for Susu Account
Susu Loans
Susu Loans
Borrow against your savings for quick, affordable credit

Susu Loans

As a Susu saver with us, you gain access to Susu Loans — quick personal loans backed by your savings history with Accurate Giant. If you need urgent cash for a personal project, medical emergency, or business opportunity, your loyal saving record qualifies you for favorable loan terms with low interest.

  • Loans based on your Susu savings record
  • Competitive, low interest rates
  • Quick processing — often within 24 hours
  • Flexible repayment terms
  • No excessive paperwork for existing Susu members

Available to existing Susu account holders with a consistent savings history.

Apply for Susu Loans
Funeral Loans
Funeral Loans
Compassionate financial support when you need it most

Funeral Loans

Losing a loved one is already an emotional burden. At Accurate Giant, we understand that funerals in Ghana carry significant cultural and financial weight. Our Funeral Loan is designed to help families cover the cost of a dignified burial and celebration of life without financial stress. We process these loans with urgency and compassion, because we know time matters.

  • Fast-track approval process for urgent needs
  • Generous loan amounts to cover funeral expenses
  • Low, affordable interest rates
  • Flexible repayment schedule post-funeral
  • Available to members and qualifying non-members

Available to members of Accurate Giant Co-operative For Development Society Limited in Adansi-Asokwa, Obuasi, New Edubiase, and Adiembra.

Apply for Funeral Loans
Salary Loans
Salary Loans
Bridge the gap between now and payday

Salary Loans

Our Salary Loan product is designed for employed individuals who need an advance on their income before payday. Whether it is for school fees, rent, medical bills, or any unexpected expense, Accurate Giant provides quick salary advances with repayment automatically structured around your pay cycle. No embarrassment, no lengthy procedures — just fast, discreet support.

  • Up to three months salary advance available
  • Repayment deducted at source or via standing order
  • Quick processing upon submission of employment letter
  • Available for civil servants, teachers, nurses, and private-sector employees
  • Competitive interest rates lower than commercial banks

Best suited for salaried workers, civil servants, teachers, health workers, and private-sector employees.

Apply for Salary Loans
Fixed Deposit
Fixed Deposit
Guaranteed high returns on your lump sum investment

Fixed Deposit

A Fixed Deposit account at Accurate Giant allows you to invest a lump sum of money for a fixed tenure and earn guaranteed high interest returns. Unlike regular savings, fixed deposits lock in a superior interest rate for the duration of your investment period, making it one of the safest and most rewarding ways to grow your money in Ghana.

  • Highly competitive fixed interest rates
  • Flexible tenure options (3, 6, or 12 months)
  • Guaranteed returns — your money is safe
  • Interest can be paid monthly or at maturity
  • Minimum deposit requirement is low and accessible

Perfect for retirees, business owners, and individuals with lump sums to grow safely.

Apply for Fixed Deposit
Treasury Bills
Treasury Bills
Government-backed short-term investments through your credit union

Treasury Bills

Treasury Bills (T-Bills) are short-term debt instruments issued by the Government of Ghana, making them one of the most secure investments available. Through Accurate Giant Co-operative For Development Society Limited, you can access Treasury Bills without the complexity of going directly through a brokerage. We handle the process for you while you earn reliable government-backed returns.

  • 100% government-backed — zero default risk
  • Available in 91-day, 182-day, and 364-day tenures
  • Facilitated entirely through your Accurate Giant account
  • Competitive market-rate returns
  • Suitable for short to medium-term financial goals

Ideal for individuals and businesses looking for a safe, liquid, short-term investment.

Apply for Treasury Bills
Share Ownership
Share Ownership
Become a co-owner and earn dividends

Share Ownership

As a co-operative, Accurate Giant Co-operative For Development Society Limited is owned by its members — and you can be one of them. By purchasing shares in the credit union, you become a part-owner of the institution. This means you have a say in how the union is run, you receive annual dividends based on profitability, and you contribute to the financial development of your community.

  • Earn annual dividends based on union profitability
  • Participate in Annual General Meetings (AGM)
  • Vote on key decisions affecting the credit union
  • Shares can be used as collateral for loans
  • Low minimum share purchase — accessible to everyone

Open to all residents in Adansi-Asokwa, Obuasi, New Edubiase, Adiembra, and surrounding communities.

Apply for Share Ownership
Mobile Money Services
Mobile Money Services
Seamless transfers between your account and mobile wallet

Mobile Money Services

In today's digital world, convenience matters. Accurate Giant is fully integrated with Ghana's leading mobile money platforms — MTN Mobile Money (MoMo), Vodafone Cash, and Airtel/Tigo Money. You can deposit into your account from your mobile wallet, withdraw to your mobile wallet, or transfer funds between members — all without leaving your home or office.

  • Compatible with MTN MoMo, Vodafone Cash, and AirtelTigo Money
  • Instant deposits from mobile wallet to your account
  • Instant withdrawals from your account to mobile wallet
  • No extra charges for mobile money transactions
  • Available at all branch locations

Available to all account holders. No smartphone required — works with basic mobile phones too.

Apply for Mobile Money Services

Frequently Asked Questions

Everything you need to know before opening an account or applying for a loan.

How do I open a Susu account with Accurate Giant?

Simply visit any of our branches in Adansi-Asokwa, Obuasi, New Edubiase, or Adiembra with a valid ID and a passport photo. One of our officers will set you up on the same day.

What documents do I need to apply for a loan?

For most loans, you need a valid national ID, a recent passport photo, and proof of income (payslip for salary loans, or business records for group loans). Existing members with good savings records require minimal documentation.

How long does it take to get a loan approved?

For Susu Loans and Funeral Loans, approval can be as fast as 24 hours. Salary Loans typically take 2–3 working days. We always prioritize urgent requests.

Is my money safe with Accurate Giant?

Yes. Accurate Giant Co-operative For Development Society Limited is a registered co-operative society in Ghana, regulated under the Co-Operative Societies Act. Your funds are protected and the institution is member-owned.

Can I save money daily with the Susu account?

Absolutely. The Susu account is designed precisely for daily savings. You can contribute any amount from as little as GH₵1 per day. Our officers also make collections at markets and business premises in our service areas.

Ready to get started?

Walk into any of our branches in Adansi-Asokwa, Obuasi, New Edubiase, or Adiembra — or call us today to open your account or apply for a loan.

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