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Financing that grows with your business.
From group loans for market traders to corporate investment solutions for established enterprises — Accurate Giant Co-operative For Development Society Limited is your trusted business finance partner in Adansi-Asokwa, Obuasi, and New Edubiase.
Our Business Banking Services
Practical financial solutions built specifically for businesses and entrepreneurs in our communities.
AG Group Loans
The AG Group Loan product is one of the most impactful financial tools available to small business owners and entrepreneurs in our communities. By forming a group of trusted individuals — colleagues, market association members, or community groups — you collectively access capital that would be difficult to obtain individually. Each member benefits from the loan, and the group's solidarity ensures accountability and timely repayment.
- Groups of 5 to 30 members eligible
- No individual collateral required — group guarantee suffices
- Competitive interest rates lower than commercial banks
- Loan amounts scale with group size and savings history
- Ideal for market associations, traders, farmers, and artisan cooperatives
- Fast processing — most groups receive funds within one week of approval
Best suited for market traders, farmers, artisans, women's groups, and business associations in Adansi-Asokwa, Obuasi, New Edubiase, and Adiembra.
Apply for AG Group Loans.webp&w=3840&q=75)
Business Overdraft
Every business experiences periods when cash flow is tight — suppliers need to be paid, wages are due, or an unexpected expense arises before revenue comes in. The Accurate Giant Business Overdraft facility is a flexible credit line attached to your business account, allowing you to draw beyond your current balance up to an agreed limit. This keeps your business running without interruption.
- Pre-approved credit line for quick access
- Pay interest only on the amount you use
- Repay and reuse — revolving credit facility
- Available to registered businesses and sole traders
- No penalties for early repayment
- Can be reviewed and increased based on business performance
Ideal for established businesses, sole traders, shops, and enterprises that experience seasonal or cyclical cash flow variations.
Apply for Business Overdraft
Corporate Investments
Businesses often hold cash reserves that sit idle in current accounts, earning little to no interest. Accurate Giant Co-operative For Development Society Limited offers corporate investment solutions — Fixed Deposits and Treasury Bills — that allow your company to earn highly competitive, guaranteed returns on surplus funds. This is a smart, low-risk way to make your business capital work harder between operational cycles.
- Corporate Fixed Deposits with guaranteed high interest rates
- Government-backed Treasury Bills facilitated through your account
- Flexible tenures from 91 days to 12 months
- Interest earned can be reinvested or paid to your account
- Dedicated relationship manager for corporate clients
- Investment certificates issued for records and compliance
Suitable for SMEs, schools, churches, associations, NGOs, and any organization with surplus funds to invest.
Apply for Corporate InvestmentsFrequently Asked Questions
Common questions about our business banking products and how to apply.
How many people do we need to form a group for an AG Group Loan?
A minimum of 5 members is required to qualify for a group loan. Groups can be as large as 30 members. All members must be registered with Accurate Giant or willing to open an account.
What happens if one member of a group loan defaults?
The group is collectively responsible for repayment. This is why we encourage groups formed by people who know and trust each other — such as market association members or community groups. Our loan officers will work with the group to find a solution before any punitive action is taken.
How quickly can we access a business overdraft?
Once your business account has been active for at least 3 months and you have a good transaction history, you can apply for an overdraft. Approval typically takes 3–5 working days.
What is the minimum amount for a corporate fixed deposit?
We accommodate businesses of all sizes. Contact our business banking team for the current minimum amounts, as these are reviewed periodically based on market conditions.
Can a market association take a group loan?
Yes, absolutely. Market associations, women's groups, farmers' cooperatives, and other organized community groups are among our most common Group Loan beneficiaries.
Ready to Grow Your Business?
Contact our business banking specialists at any of our branches in Adansi-Asokwa, Obuasi, New Edubiase, or Adiembra to discuss how Accurate Giant can provide the financial backing your enterprise needs.
Contact a Specialist